Your 401(k)'s 'Safe' Investment May Be Costing You Thousands

Guaranteed Income Funds (GIFs) are retirement investment options designed to provide stable returns with principal protection. Often offered through 401(k) or pension plans, they promise steady income by investing in bonds and insurance contracts.

But here’s the risk: hidden fees, mismanagement, or plan violations can eat away at your savings. That’s where your ERISA rights come in.

What Is ERISA?

The Employee Retirement Income Security Act (ERISA) is a federal law that protects workers’ retirement and health benefits. Under ERISA, California employees have the right to:

• Fair and accurate plan information

• Timely access to your retirement funds

• Fiduciary responsibility (your plan managers must act in your best interest)

• Legal action if your benefits are mismanaged, denied, or delayed

If your Guaranteed Income Fund or retirement plan isn’t being handled properly, you may have the right to recover losses and hold employers accountable.

Common Retirement Violations in California

• Misrepresentation of Guaranteed Income Fund returns

• Excessive or hidden management fees

• Delayed or denied benefit payments

• Breach of fiduciary duty by plan administrators

• Failure to provide clear account statements

Why Choose Matern Law Group?

At Matern Law Group (MLG), we fight for California workers whose retirement security has been threatened. Our ERISA attorneys have decades of experience helping employees recover retirement benefits and stop employer abuse.

We’ve represented workers across industries — from aerospace and tech to retail and healthcare — to ensure their retirement savings remain safe.

Take Action Today

Don’t wait until it’s too late. If your retirement funds are at risk, you have legal rights under ERISA.

👉 Call now for a free consultation
👉 Speak with an experienced ERISA attorney
👉 Protect your Guaranteed Income Fund and your future